Struggling?
No.
Drowning, yes.
the finances I have to manage are a 12 pound bass hanging off 4 pound line.
Does a bear shit in the woods? But for real, it’s getting baaaaad and we gonna have civil war soon, buckle up butter cup and figure out your afterlife because we gon’ die.
Capitalism suck. Ya there I said it. Now hurry up and downvote me cause youre too childish to accept the truth or to put in the effort to make permanent changes in our lives.
Dude, you can drop the victim complex. You aint being edgy by regurgitating the most widely known and popular opinion.
Capitalism kills
Yes.
Yes. Next question. :3
I’m not but we’ve been very lucky in many ways. Our parents were poor but we’ve done well career wise.
Not just financially, also mentally and emotionally!
No, not personally.
But I don’t live in the US (so healthcare costs are not much of an concern, despite me being disabled) and know I am incredibly lucky. Is it economically worse? Fuck yeah.
I am self employed/have my own company and I am also blessed with a high earning (and in every other aspect awesome) wife who brings in the main income (she works full time, I normally would work 70%).
Two years ago I had 5 full time slots(filled by 7 people), now I am down to 3. Being unable to renew contracts with people at the beginning of the year broke something in me. It’s not their fault. They did their best. While I sure could have done some things differently I am somewhat sure by now that in the broad picture I could not have done much to save their jobs - I already have reduced my own payout to the legal minimum (less than 50% of my already average theoretical wage) and used loopholes to even pay nothing to me for half a year. But cutting costs only goes so far if not enough new projects come in.
My clients are mostly healthcare and public services and these sectors are forced to massively cut costs due to our incompetent neocon government.
The only thing that lets me sleep at night easier is the fact that by now I could “recommend” all affected people (who wanted that) into new jobs, so none is left unemployed.
While it hasn’t been direct make me struggle personally I am struggling with my company.
Which sucks balls,especially considering seeing how competitors get huge grants just for “being in the right party”,etc.
We are also otherwise very lucky - We (well,half of it is owned by the bank,but who 's house isn’t) own a house - but it’s an three apartment building we simply live in one. The other two apartments are rented out (below median rent and far below what I might get if I push things) and our apartment is rather, well, mediocre. But that’s okay. It’s mainly meant as a way to invest money I made when younger by doing some incredibly risky but lucrative jobs. And to make sure we don’t need to bother with another landlord ever again. We just liked the location, the age (it’s over 70 years old) and the property - and have now have a relationship with our two other renters that is basically “live and let live”. They know they can simply knock on our door if something’s wrong and have profited by the modernisation of some core things, but also don’t bother me with bullshit.
The rent we now receive will go to the bank for at least two more decades,so it’s not something that helps us financially now - but it might help my kiddo one day.
So yeah. I am still incredibly lucky.
It would be interesting to do an anonymous Google form or something to see what the financial distribution of lemmings is like.
I have been rather fortunate, and well paid (~$120K after taxes and savings). Even 3 years ago, I didn’t have to think about money day to day. I was brought up with a very modest lifestyle, so the things that feel extravagent to me were affordable in that context.
Today my wife and I eat out less, shop for groceries differently, and plan things that used to be a small purchase more carefully. It’s not a struggle in the important senses, but I have a clear feeling of “it’s going to get worse”, and I want to make lifestyle adjustments ahead of that rather than falling behind it.
Not struggling perse but yeah shit has gone up way more than my pay check. Paying double for groceries what I did a few years ago, paying 50% more for gas than I did a year ago electricity doubled. Pay went up a few percent…
Yes, but I work 50-60 hours a month due to burnout and taking care of a toddler that isn’t spending all day at kindergarten yet. I’m actually quite privileged in that if I was working 100+ hours a month, I’d have zero financial worries and at 150-200 I’d be doing REALLY well.
Paycheck to paycheck gang with very little if anything goes wrong
Cost of life is a huge factor, I live in Italy, our paychecks are very thin but, especially in the southern regions, cost of life is relatively, especially if you don’t have to travel too far for work.
I’m able to save a few hundred euros per month (my paycheck is a net of about 1700€).
Yeah but I haven’t really been financially stable for my entire adult life.
My parents did alright, both retired office workers you’d classify as middle class but I am uneducated and never managed to save anything.
