Are you talking about an NFC payment app like Google wallet? That’s not called a banking app in the US at least. A banking app is made by a bank and is essentially only used for checking account balances and transfers between accounts. Why can’t you use a credit card with an NFC chip in it?

Then refuse to participate. Use open source software and any other kind of system outside their control until they throw you in jail. That’s what I’ll be doing. If enough of us do they can’t jail us all. Participation is consent.

I always hear people say stuff like this but realistically how often are you guys using these banking apps on your phone when that is your only option? I don’t even have any banking apps installed because it’s just not something I ever need to look at on the go. Anything I need to do gets done on a different device when I’m at home or I go to the actual bank building (I almost never do that either).

I’m not saying there’s no functionality problems with alternative mobile OS’s but this one in particular just seems overblown to me.