Damn, have you interacted with any 5 year olds? They’re smarter than you think.

I agree except on housing. That I will place the blame squarely on NIMBYs. Corpos only account for like 9% of housing/rental stock. A majority are mom and pop landowners with 1 or 2 properties in their portfolio. These homeowners lobby against development to protect property values.

Sources: https://www.resiclubanalytics.com/p/mom-and-pop-landlords-still-dominate-the-single-family-rental-market-batchdata-finds

https://www.doorloop.com/blog/landlord-statistics

https://www.aeaweb.org/articles?id=10.1257%2Fjep.20241428