• WhyJiffie@sh.itjust.works
    link
    fedilink
    English
    arrow-up
    4
    ·
    1 day ago

    the current european alternative does not have cards, only an app locked to googlified android and ios phones.

    • IsoKiero@sopuli.xyz
      link
      fedilink
      English
      arrow-up
      2
      ·
      1 day ago

      Also there’s like 7 places you can actually use that. I’d get rid of my cards too immediately if there was an actual, viable, european alternative. I pretty much have to use Google on my phone anyways so that my current banking apps and other stuff work reliably, so at least for me it’s smaller and better known evil than Visa.

      • WhyJiffie@sh.itjust.works
        link
        fedilink
        English
        arrow-up
        1
        ·
        12 hours ago

        I pretty much have to use Google on my phone anyways so that my current banking apps and other stuff work reliably,

        they should work in the mobile browser. if they don’t, you should switch providers because it’s not normal

        • IsoKiero@sopuli.xyz
          link
          fedilink
          English
          arrow-up
          1
          ·
          11 hours ago

          In here practically all banks use their own app for MFA. They have options to work without one, but that would be way more inconvenient than allowing google on my phone. Also, moving mortage from one bank to another is pretty expensive task. Also the loan terms would be worse now than what I got when we bought the house.

      • Incblob@lemmy.world
        link
        fedilink
        English
        arrow-up
        3
        ·
        1 day ago

        They are working on an European alternative. Wero is just one backed project. The “digital euro” is what they are working on as an alternative. Though no idea how far that is.

        • IsoKiero@sopuli.xyz
          link
          fedilink
          English
          arrow-up
          1
          ·
          1 day ago

          Digital euro should/could/might be in wide use by 2029. But as with anything involving European burecraucy, who knows.